Pre-disaster mitigation programs
FEMA's Mitigation Directorate is responsible for programs that take action before a disaster, in order to identify risks and reduce injuries, loss of property, and recovery time. The agency has major analysis programs for floods, hurricanes and tropical storms, dams, and earthquakes.
FEMA works to ensure affordable flood insurance is available to homeowners in flood plains, through the National Flood Insurance Program, and also works to enforce no-build zones in known flood plains and relocate or elevate some at-risk structures.
Pre-Disaster Mitigation grants are available to acquire property for conversion to open space, retrofit existing buildings, construct tornado and storm shelters, manage vegetation for erosion and fire control, and small flood control projects. Critics say this program is underperforming because it is starved for funding compared to disaster response and recovery, the process of applying for a buyout is unreasonably slow, and is wasting taxpayer dollars because the National Flood Insurance Program has paid to reconstruct some properties up to 18 times. 1% of NFIP-insured properties are responsible for more than one quarter of the month the program has paid out.
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